UNITED BANK OF PAKISTAN

UBL has assets of over Rs. 550 billion and a solid track record of fifty years - in addition to the convenience of over 1112 branches serving you throughout the country and also at several overseas location.

Date Established November 7, 1959 Chairman His Highness Shaikh Nahayan Mabarak Al Nahayan Deputy Chairman Sir Mohammed Anwar Pervez OBE President & CEO Mr. Atif R. Bokhari Branches 1112 Domestic, 17 Overseas Branches Representative Offices Iran Kazakhstan China Subsidiary United Bank AG Zurich, Switzerland United National Bank Limited, UK (Joint venture with NBP) UBL Fund Managers Limited United Executors and Trustees Company Limited Associated Company Oman United Exchange Company, Muscat UBL Insurers Limited Offshore Banking Unit Export Processing Zone, EPZ Branch, Karachi, Pakistan Registered Office 13 Floor, UBL Building, Jinnah Avenue, Blue Area Islamabad, Pakistan Head Office State Life Insurance Corp. Building #1, I.I. Chundrigar Road, Karachi, Pakistan P.O. Box No.: 4306 Phone: (92-21) 111-825-111 Gram: "UNITED" Fax: (92-21) 2413492

AL-HABIB BANK

DAWOOD HABIB GROUP, which is the sponsor of Bank AL Habib Limited, have a very long track record of banking which dates back to 1920s. They were among the founder members of Habib Bank Limited which played a major role in meeting the financial and banking needs of Pakistan, and which was nationalized along with other Banks in Pakistan on December 31, 1973.Under the privatization policy of Government of Pakistan, the DAWOOD HABIB GROUP was granted permission to set up a commercial bank. Bank AL Habib was incorporated as a Public Limited Company in October 1991 and started banking operations in 1992.(Late) Hamid D. Habib, grandson of the founder of Habib Group, was the Chairman of Bank AL Habib Limited. He was the Director in Habib Bank Limited form 1954 and it's Chairman from 1971 until nationalization. After the death of Mr. Hamid D. Habib in May 2000, Mr. Ali Raza D. Habib, who was Director on the Board, was appointed the Chairman of the Bank.(Late) Rashid D. Habib, who was the Managing Director of Habib Bank Limited in 1953 till it's nationalization, was appointed as the Managing Director & Chief Executive of Bank AL Habib Limited which post he held till he expired in 1994. After his death, Mr. Abbas D. Habib who was the Joint Managing Director and closely associated with the bank since it's inception 1991 was appointed as the Managing Director & Chief Executive of the Bank.

NATIONAL BANK OF PAKISTAN

National Bank of Pakistan maintains its position as Pakistan's premier bank determined to set higher standards of achievements. It is the major business partner for the Government of Pakistan with special emphasis on fostering Pakistan's economic growth through aggressive and balanced lending policies, technologically oriented products and services offered through its large network of branches locally, internationally and representative offices.

Pakistan Banks’ Association (PBA)

Pakistan Banks’ Association represents the Pakistan Banking Industry. Established in 1953, its main objective is to coordinate the efforts of the banking industry, and to share a common vision of progress and development with its members. PBA Membership is institutionalized and is available only to the Banks operating in Pakistan. Currently there are 48 members, categorized into 6 groups (one of these groups is under formation). Its governing body is an Executive Committee (EC) comprising of 14 members, represented by the Chief Executives of the respective member institutions. PBA’s Principal Executive is the Chairman of the Executive Committee, elected periodically from within the EC. Presently, PBA has 10 functional Sub Committees, each chaired by a member of the Executive Committee. Remaining members of the Sub Committees are relevant Executives of member banks. Find more about PBA and it’s governance in the PBA Profile Section. Particulars of members such as their corporate and management profiles, branch networks and financial statements are available in the PBA Members Section. Over the years the role of PBA has broadened considerably. It is now referred to by the State Bank of Pakistan in formulation of regulations for the banking industry, and has been entrusted with the function of regulating and monitoring certain services provided to the banking industry by outside service providers. These service providers include ‘Professional Valuers’, who are evaluators allowed to appraise the values of assets collateralized to banks, and Security Agencies offering security services to the Banking Industry. For details visit the PBA Panels Section.

MICRO FINANCE BANKS / INSTITUTIONS

• Khushhali Bank Limited
• Rozgar Microfinance Bank Limited
• Network Microfinance Bank Limited
• Tameer Micro Finance Bank Limited
• Pak Oman Microfinance Bank Limited
• The First Micro Finance Bank Limited

SPECIALIZED BANKS

• Industrial Development Bank of Pakistan
• The Punjab Provincial Cooperative Bank Ltd
• SME Bank Limited
• Zarai Taraqiati Bank Limited

DEVELOPMENT FINANCIAL INSTITUTIONS

• House Building Finance Corporation
• Pakistan Kuwait Investment Company Limited
• Pak Brunei investment Company Limited
• Pak Oman Investment Company Limited
• Pak Iran Joint Investment Company
• Saudi Pak Industrial & Agricultural Investment Company Limited
• Pak Libya Holding Company Limited
• China Investment Company Limited